Archive for the ‘Insurance Industry’ Category
Indonesian Health Insurance Review
Health Insurance Indonesia today is different from health insurance a few years ago, both in terms of public perception of Indonesia as well as in terms of programs offered, the current health insurance becomes an option for the people of Indonesia, especially for those living in urban as they begin to realise increasing health costs from year to year, which continues to increase so they prefer to shift (transfer) of health risk to the insurance company.
Health insurance is one of Cash less interest by the people of Indonesia at this time, because the system of cashless health insurance is very simple, easy and of course without the need to pay in cash because you can just show your health insurance card when you enrol in one of the care home sick listed. Of course this helpful for you and you do not have to worry anymore because everything will be handled by the cashless health insurance, interesting? yes, of course. Now try to imagine for a moment what if a parent when your loved ones and the 67-year-old suddenly ill and had to be hospitalised while at the same time your child has just entered school and spent a considerable cost, what should you do? and did you know that for each inpatient in the hospital you are required to pay a deposit of at least 10 times the cost of room rates?
Health Insurance Indonesia itself continues to provide services and offerings that appeal to you making it easier than you as a customer, the interesting things that they provide such as: providing health coverage for a longer time up to 75 years, hospital providers spread all over Indonesia, Overseas care benefits until around the World, do not need to deposit the cost of room, according to the operating costs benefits bill, the daily benefit based doctor bills, outpatient benefits 30 days before and 90 days after hospitalisation according to bills and various other facilities that would really alleviate and even eliminate your expenses if you or your family member should be in care in the hospital.
Maintaining the Growth of Insurance Industry; Three Growth Catalyst
In addition to distribution channels, product innovation, the growth of the life insurance industry, according to some literature can be maintained if we are able to capitalize the following three things: (1) the potential of Islamic insurance, (2) utilization of information technology (IT), and (3) proficiency in asset management and liability insurance industry.
First, there is an insurance scheme which has the potential to catalyze the growth of life insurance in Indonesia, the Islamic-based insurance. As the largest Muslim populated country in the world, the insurance industry in Indonesia has a huge opportunity to provide a range of insurance products to middle-class society.
The number of people in this class continued to experience growth driven by solid growth in gross domestic national product. Realistically, we can expect that the percentage growth of Islamic-oriented insurance will skyrocket beyond the growth in unit-linked life insurance products and traditional insurance, at least in the past five years to come.
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