Public Insurance

Posts Tagged ‘Insurance Product’

Insurance Non-Traditional or modern insurance is usually called, is a type of insurance with UNIT-LINK. Unit Link Insurance is very popular at the moment, why? Because Unit-Link is a type of insurance that combines Life Insurance and Investment. Life insurance is mated with an investment, is the type TERM. Remember! TERM is a short-term insurance, and insurance costs could rise with age.

UNIT LINK = TERM + Investment

Most people take the Unit Link because he wanted to save money with the result many times, than to save money in the bank, with not much interest. By investing or MUTUAL FUNDS, then the money we invest will increase with fertility. But that must be remembered, the greater the profit, the greater the risk.

Investments may rise and may decline, according to the economic development of the nation at that time. In the event of a crisis, it can be ascertained the value of investments that we have dropped dramatically, and consequently the value of our savings will be deleted. Read the rest of this entry »

In addition to distribution channels, product innovation, the growth of the life insurance industry, according to some literature can be maintained if we are able to capitalize the following three things: (1) the potential of Islamic insurance, (2) utilization of information technology (IT), and (3) proficiency in asset management and liability insurance industry.

First, there is an insurance scheme which has the potential to catalyze the growth of life insurance in Indonesia, the Islamic-based insurance. As the largest Muslim populated country in the world, the insurance industry in Indonesia has a huge opportunity to provide a range of insurance products to middle-class society.

The number of people in this class continued to experience growth driven by solid growth in gross domestic national product. Realistically, we can expect that the percentage growth of Islamic-oriented insurance will skyrocket beyond the growth in unit-linked life insurance products and traditional insurance, at least in the past five years to come.
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Agent is a major distributor of products as well as spearheading the company now serves client. What are the strategies to develop the agents?

The strategy begins with the recruitment process to attract young professionals who have the entrepreneurial spirit; both are currently still working in various types of industrial and entrepreneurial talent searches in college. Moreover, the process of training and development is an important key for them to be entrepreneurial leaders and successful professionals. Through a program that aims to build the competence of their leaders and professional agents, we conducted educational programs and training that includes the process of certification / licensing, training, financial planning, training, selling, and forming a good attitude and personality and always put the customer and programs another.

To improve communications, listen to the input of the leader and the agents, by forming several committees headed by several agencies in charge of our leaders give valuable inputs. Inputs are an important part of the whole process in determining the company’s strategy as product, service, and others. Read the rest of this entry »